I think the problems that you are going to run into in Canada are related to CMHC (canada mortgage housing company). It's just a insurance company owned by the Gov't that guarantees that the banks get their money if you default on the mortgage. The house has to comply with Canada House Standards and use CMHC approved building products. Theirs 5 levels of inspections to be approved. In 1977 when I built a house in Moose Jaw he only showed up after I was all done. Cities and provinces will require some inspections like checking your gas line, plumbing, roof trusses, and wiring. I didn't get a CMHC mortgage but payed to have the inspections done (ah ah) so I could sell my house. There really isn't a lot of cash buyers out there. So if you built a house with cash you could circumvent half the inspection process. But good luck on getting CMHC recirtifying your house if you want to sell it later. Obviously this information is dated.
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