Excellent job Tim. That's a good article on tamped earth flooring.
Here are a few other options to consider for inexpensive flooring.
1. Don't worry about it right now. Just build a quality BASE for a good floor, then continue with construction. There are many good reasons for doing this. Building a final finished floor should be one of the last steps in completing any structure. This is because you don't want to damage a finished floor during the construction process. Just building a quality base for whatever floor you are planning is sufficient early in the process. You'll be able to work faster when you don't have to stress over whether you are scratching up the floor.
2. David Easton is the rammed earth guru that has been a pioneer in soil cement flooring. Take a look at his process.
http://terrashouse.rammedearthworks.com/2009/06/slab-floor-phase-one.html
http://terrashouse.rammedearthworks.com/2009/06/pouring-floors_23.html
http://terrashouse.rammedearthworks.com/2009/06/soil-cement-finish-slab-posted-by-taj.html
3. If you just build a base for the floor now and wait to install the finished floor, you may discover a cheap or free option that someone else is throwing away. Perhaps you'll stumble across some hardwood flooring someone is throwing away?
4. Another inexpensive option is cobblewood flooring.
That is an extremely inexpensive system for installing a wood floor. The trick is that it is end cuts from boards, logs, or even scraps. The endgrain is the side that is up. Simply glue the endgrain endcuts down to your subfloor with standard adhesives pretty much like laying ceramic tile. Instead of grout, you use polyurethane mixed with sawdust from cutting off all the endgrain tiles. Then you simply sand and finish the whole floor just like any other wood floor. This system allows someone to find scraps and free chunks of wood and turn them into something amazing.
5. Last, but probably MOST IMPORTANT.
The original poster talked about building a 2600sqft house.
The easiest way to bring the budget in line with whatever your current finances are is to SCALE DOWN. Build a smaller house, but leave your options open to build an addition later as finances allow. Getting a mortgage as was mentioned is a prescription for nightmares. Wouldn't you rather build a smaller house that you can afford right now, and never pay any interest? You can always expand and make it bigger when your finances are better able to support the process. Just because you have started a big footprint for a 2600 sqft home doesn't mean you have to finish all 2600 sqft in phase 1. You can always look at your plans and figure out a way to build half of it now and the other half later, or whatever fraction of the house makes sense right now.
>
> Rusty,
>
> Here's an article on earthen floors that I found online some time back.
>
> Tim
>
> ///////////
>
> Tamped Earth Floors Unstabilized Earthen Floor Using Road Base
> by Frank Meyer
>
> [Note: This technique by Frank Meyer is a alternate method for making earthen floors. Tamped earth floors dry much faster than poured adobe and also cracks less.]
>
> A few years ago, when asked to make an earthen floor, I started by collecting all the soil types available in our area. Austin, Texas is situated in a geologically diverse area, so I got samples from several places including the building site, my backyard and all the commercially available dirts, loams and road bases. After weeks of playing in the dirt, mixing in stabilizers and trying to strengthen and harden the earth to make it suitable for a floor, I came to an interesting conclusion. One particular road base would make the hardest, prettiest and quickest floor without any stabilizers at all. Its rich red color and excellent blend of silt, clay, sand and gravel made test bricks that were more impressive than anything else I came up with.
>
> Not all road bases are created equal. The one I chose is what is known here as city base. It has been approved by road building engineers for use in building roads and streets in Austin. (A quest that seems to have no end). It originates in a quarry where the material is taken from the earth and the silt, clay, sand and gravel are separated, then reblended to proportions specified by engineers. It has a plasticity index of 12 which relates to the way it shrinks and swells. It costs $2.48 per ton plus hauling. A 500 sq. ft. floor will require two twelve-ton truckloads costing $200-$300 delivered.
>
> I recently set out to do a floor using site-available clay. We did several tests, both stabilized and unstabilized. Though the owner of the building was adamantly in favor of using the "dirt under his feet," after comparing the color and hardness of our site tests with road base tests, he changed his mind and we are presently working on his floor using road base.
>
> By using this material, and applying basic roadbuilding techniques, we have a big advantage over traditional poured earth floors. The process uses relatively little water, thereby requiring a much shorter drying time. It can typically be walked on a day or two after installing.
>
> Before proceeding with the installation process, it is necessary to consider vapor barriers. I have done earth floors with and without vapor barriers. Unfortunately, for the sake of observing their performance, conditions here have not varied enough for me to form an accurate opinion, as drought conditions have persisted recently. My feeling is, if in doubt, use a vapor barrier. If your location is high and dry and you want your floor to "breathe," consider not using one.
>
> To begin the process of building our floor, the ground should be fairly level, smooth, compacted and at least 6" below the planned finished height. If a vapor barrier is being used, a layer of sand should be spread an inch or two thick below and above the vapor barrier. This prevents gravel from puncturing it. The first layer of road base is now applied about 2" thick and wetted with a hose or watering can. There is no need to soak it. Just get it wet enough so the silt and clay stick to the aggregate. It must then be compacted. A plate compactor, available at tool rental outlets, works well. Be sure to vent the building with fans if using a gas-powered compactor. Hand-tamping is slower but much quieter and without fumes. Hand-tamping the edges works best even if a powered compactor is used. Wooden tampers are easily made or a steel plate welded to a piece of pipe works nicely. Another layer just like the other follows again and again until we are about 1" from our finish height. When estimating the amount of material to use, figure it will lose about one-third of its original volume when compacted.
>
> At this point we need to level the floor. First we screen out the large aggregate from the base. Using 3/8" hardware cloth or similar screening material, we sift the road base. A simple wood frame with the screen attached works well. Having removed the large aggregate, we are left with a mixture of silt, clay, sand and gravel no bigger than 3/8". This is layered on and leveled off using screed boards much like concrete workers use. By dragging our screed across two level boards set at finish height, we knock down the high spots and fill in the low spots. This process can also be applied to each layer of base thereby controlling the level layer by layer.
>
> After leveling, this mix must be wetted again and tamped, making sure that it bonds with the layer below. For the top coat we screen the 3/8" material again, this time using 1/8" hardware cloth. This fine mixture can be applied dry and wetted like all the preceding layers or mixed wet and troweled on. The most important thing at this point is to make sure it is bonding with the layer below. A little extra water on the coat below the top coat seems to help. Also, scratching through with a trowel will help the two layers bond. I have had better success applying the top coat dry. The top coat is not compacted, but hand-troweled and burnished, using enough water to make it bond and be workable. Trial and error will give you a feel for it.
>
> We seal our floor only after it is thoroughly dry. In the summer in Texas thorough drying may take only a few weeks. In cooler, moister climates it may take several months. The floor can be used during this drying period. Cracks from drying, and any chipping or gouging that may occur while drying, can be patched by again screening the road base, this time using window screen. What is left is a fine powder of silt, clay and fine sand. This mixture makes an excellent patching and burnishing material. It can be sprinkled on, wetted and blended in with the floor. The more time and patience you have at this point the better your results will be, as burnishing with a pool trowel brings out the natural beauty and character of the earth.
>
> The best sealer I have found is boiled linseed oil, thinned with turpentine and brushed on in several coats. (The odor dissipates in a week or two.) I also used Palmer 9400 Impregnant (Phone # 800/252-3690, 800/421-2487 or 301/898-7848) on one floor and sodium silicate on another.
>
> This is an all-natural non-toxic floor that has relatively low embodied energy. With time, patience and an affinity for getting dirty, anyone can do it. Enjoy!
>
__._,_.___